Huda Yousif Khattab, Prof. Yousif El Faki and Dr. Salah al-Din Muhammad Abdullah Haseeb 2022. THE ROLE OF INSURANCE SURPLUS DISTRIBUTION ON UNDERWRITING IN SUDANESE INSURANCE COMPANIES: A CASE STUDY OF SHIKAN INSURANCE AND REINSURANCE CO. LTD. (FROM 2015-2021). World Bulletin of Management and Law. 12, (Jul. 2022), 6-21.