CYBERSECURITY AND AI IN THE NEXT ERA OF BANKING EFFICIENCY IN UZBEKISTAN (2015–2024). World Bulletin of Management and Law, [S. l.], v. 53, p. 18–24, 2026. Disponível em: https://scholarexpress.net/index.php/wbml/article/view/5800. Acesso em: 31 jan. 2026.