THE ROLE OF INSURANCE SURPLUS DISTRIBUTION ON UNDERWRITING IN SUDANESE INSURANCE COMPANIES: A CASE STUDY OF SHIKAN INSURANCE AND REINSURANCE CO. LTD. (FROM 2015-2021). World Bulletin of Management and Law, [S. l.], v. 12, p. 6–21, 2022. Disponível em: https://scholarexpress.net/index.php/wbml/article/view/1112. Acesso em: 31 mar. 2026.