“THE ROLE OF INSURANCE SURPLUS DISTRIBUTION ON UNDERWRITING IN SUDANESE INSURANCE COMPANIES: A CASE STUDY OF SHIKAN INSURANCE AND REINSURANCE CO. LTD. (FROM 2015-2021)”, Wor.Bul.Man.Law., vol. 12, pp. 6–21, Jul. 2022, Accessed: Mar. 31, 2026. [Online]. Available: https://scholarexpress.net/index.php/wbml/article/view/1112