THE ROLE OF INSURANCE SURPLUS DISTRIBUTION ON UNDERWRITING IN SUDANESE INSURANCE COMPANIES: A CASE STUDY OF SHIKAN INSURANCE AND REINSURANCE CO. LTD. (FROM 2015-2021). Wor.Bul.Man.Law. [Internet]. 2022 Jul. 6 [cited 2026 Mar. 31];12:6-21. Available from: https://scholarexpress.net/index.php/wbml/article/view/1112