FINANCIAL LITERACY AND ITS IMPACT ON FINANCIAL POSITION THROUGH FINANCIAL BEHAVIOR-AN ANALYTICAL STUDY OF THE OPINIONS OF A SAMPLE OF EMPLOYEES AT THE UNIVERSITY OF KUFA AND IMAM AL-KADHIM COLLEGE (PEACE BE UPON HIM), NAJAF ASHRAF DEPARTMENTS. Wor.econo. and fin. Bul. 2025, 51, 32-38.