THE IMPACT OF DIGITAL TRANSFORMATION ON THEEFFICIENCY OF UNIVERSITY INSTITUTIONAL PERFORMANCE:AN ANALYTICAL STUDY OF THE OPINIONS OF A SAMPLE OFEMPLOYEES OF THE FUTURE UNIVERSITY AND THE UNIVERSITYOF BABYLON. Wor.econo. and fin. Bul. 2026;62:1-11. Accessed September 20, 2026. https://scholarexpress.net/index.php/wefb/article/view/6321