THE RELATIONSHIP BETWEEN THE BALANCED SCORECARD AND THE COBIT-5 CRITERION IN IMPROVING BANKING PERFORMANCE, AN APPLIED RESEARCH IN A SAMPLE OF COMMERCIAL BANKS LISTED IN THE IRAQI STOCK EXCHANGE. Wor.econo. and fin. Bul. 2022;13:82-91. Accessed January 14, 2026. https://scholarexpress.net/index.php/wefb/article/view/1284