STRATEGIC TRANSFORMATION AND COMPETITIVENESS OF COMMERCIAL BANKS IN UZBEKISTAN: A CONCEPTUAL AND METHODOLOGICAL APPROACH. World Economics and Finance Bulletin, [S. l.], v. 57, p. 252–257, 2026. Disponível em: https://scholarexpress.net/index.php/wefb/article/view/6138. Acesso em: 13 may. 2026.