EMPLOY STRATEGIC FLEXIBILITY IN ACHIEVING SUSTAINABLE COMPETITIVENESS OF IRAQI BANKS: A SURVEY OF BANKS IN SALAH AL-DIN GOVERNORATE. World Economics and Finance Bulletin, [S. l.], v. 10, p. 73–83, 2022. Disponível em: https://scholarexpress.net/index.php/wefb/article/view/998. Acesso em: 14 jan. 2026.