“ANALYSIS OF THE CORRELATIONAL-INTEGRATIVE RELATIONSHIP BETWEEN FINANCIAL ANALYSIS USING FINANCIAL RATIOS AND CREDIT RISKS IN THE IRAQI BANKING SECTOR” (2025) World Economics and Finance Bulletin, 42, pp. 142–152. Available at: https://scholarexpress.net/index.php/wefb/article/view/4913 (Accessed: 14 January 2026).