“ANALYSIS OF THE CORRELATIONAL-INTEGRATIVE RELATIONSHIP BETWEEN FINANCIAL ANALYSIS USING FINANCIAL RATIOS AND CREDIT RISKS IN THE IRAQI BANKING SECTOR”, Wor.econo. and fin. Bul., vol. 42, pp. 142–152, Jan. 2025, Accessed: Jan. 14, 2026. [Online]. Available: https://scholarexpress.net/index.php/wefb/article/view/4913