THE ROLE OF FINANCIAL TECHNOLOGY IN ENHANCING THE EFFICIENCY OF FINANCIAL PERFORMANCE: AN APPLIED STUDY ON A SAMPLE OF SMALL AND MEDIUM ENTERPRISES. Wor.econo. and fin. Bul. [Internet]. 2022 Apr. 11 [cited 2026 Jan. 13];9:40-5. Available from: https://scholarexpress.net/index.php/wefb/article/view/780