DEVELOPMENT OF TRANSFORMATION PROCESSES IN THE BANKING SYSTEM
Keywords:
Digital Transformation, Challenges, OpportunitiesAbstract
This research was conducted to see how digital transformation is in the banking industry, in terms of the challenges and opportunities of this digital transformation. Based on the literature research from several previous studies, it can be concluded that almost on average the results of previous research conducted by several studies state that digital transformation has a significant influence on banking development. Apart from that, with digital transformation providing new opportunities for banking, banking development has also increased due to this digital transformation.
References
Abubakar, L., & Handayani, T. (2022). Strengthening Regulations: Efforts to Accelerate Banking Digital Transformation in the Digital Economy Era. Legal Matters, 51(3), 259-270.
Buwono, SR, Abubakar, L., & Handayani, T. (2022). Banking Readiness Towards Digital Transformation Post-Covid-19 Pandemic Through Financial Technology (Fintech). Journal of Padjadjaran Law Axis, 3(2), 228-241.
Ernita Devi. (2012). "Social Transformation and Religious Values", Substantia Journal, Vol. 14, No. 1 (April 2012), 113-114.
Hartono, B., & Atmaja, HE (2021). Digital HR: Bank Transformation Strategy to Become a Digital Bank. Journal of Office Administration, 1, 49-60.
Kurniawan, A., Rahayu, A., & Wibowo, LA (2021). The Effect of Digital Transformation on the Performance of Regional Development Banks in Indonesia. Journal of Finance and Banking (IF), 10(2), 158-181.
Linggadjaya, RIT, Sitio, B., & Situmorang, P. (2022). Digital Transformation of Pt Bank Jago Tbk from Conventional Bank to Digital Bank. International Journal of Digital Entrepreneurship and Business, 3(1), 9-22.
Maru'ao, SEP (2020). Digital Transformation and Banking Efficiency in Indonesia. Maulidya, GP, & Afifah, N. (2021). Banking in the new digital era: towards the bank 4. 0. In Proceeding Business Seminar Series (Vol. 5, pp. 278-288).
Ngamal, Y., & Perajaka, MA (2022). The Application of Digital Technology Risk Management Models in Banking Institutions Reflects on the Indonesian Banking Digital Transformation Blueprint.
Journal of Risk Management, 2(2), 59-74. Financial Services Authority (2022). Banking Digital Transformation: Creating a Digital Bank https://sikapiuangmu.ojk.go.id/FrontEnd/CMS/Article/40774 SD, AA (2022).
Digital Transformation Strategy Analysis Pt. Bank Negara Indonesia (Persero). (Doctoral dissertation, Gadjah Mada University).
Downloads
Published
How to Cite
Issue
Section
License
This work is licensed under a Creative Commons Attribution-NonCommercial-NoDerivatives 4.0 International License.