DEVELOPMENT OF DIGITAL FINANCIAL SYSTEMS INENTERPRISES: MODERN APPROACHES, OPPORTUNITIES ANDCHALLENGES

Abstract

The rapid development of digital technologies is fundamentally changing the organization of financial management in modern enterprises. Digital financial systems enable enterprises to automate accounting and financial operations, improve cash-flow management, integrate financial and operational information, reduce transaction costs, and strengthen the quality of managerial decision-making. This study examines the main directions for developing digital financial systems in enterprises, with particular attention to financial digitalization, enterprise resource planning systems, electronic payments, financial data integration, fintech, artificial intelligence, cybersecurity, and data-driven financial management